Calculators & Checkers
PhilHealth Salary Premium Calculator
Calculate split premium shares based on different employment sectors, including Kasambahay and voluntary categories.
Sector Split Result
Total Monthly Premium:
🧮 Calculation Formula & Rules
Formal employees split 50/50. Kasambahays earning below ₱5,000 have their premiums paid entirely by the employer. Voluntary/Self-employed pay the full 5% rate directly.
💡 Real-World Scenarios
A freelancer earning ₱20,000 monthly pays ₱1,000 monthly premium directly (100% share). A kasambahay earning ₱4,500 pays ₱0, with employer settling ₱500 floor.
❓ Frequently Asked Questions
OFWs have flat-rate adjustments depending on their primary POEA contracts, averaging ₱1,800 monthly flat rates.