Calculators & Checkers
PhilHealth Contribution Calculator 2026
Estimate your monthly premium contribution split between employee and employer shares under the 2026 5% premium rate rules.
₱5,000 (Floor Base)
₱120,000+ (Ceiling)
Premium Summary
Employee Share (2.5%):
₱750.00
Employer Share (2.5%):
₱750.00
Total Premium (5%):
₱1,500.00
🧮 Calculation Formula & Rules
Total Premium is calculated by multiplying your basic salary by the 2026 rate of 5.0%. For employees, this is split exactly 50/50. Basic salary floor is ₱10,000 and ceiling is ₱100,000.
💡 Real-World Scenarios
A salary of ₱15,000 results in ₱750 total premium (₱375 employee, ₱375 employer). A salary of ₱120,000 caps at ₱100,000 ceiling, resulting in ₱5,000 total premium (₱2,500 split).
❓ Frequently Asked Questions
Yes, this calculator uses the official 5% contribution scale implemented under Universal Health Care milestones.